Enter what you own and what you owe to see your net worth, debt-to-asset ratio and liquid assets. Free, no signup, runs only in your browser.
Enter what a buyer would realistically pay today for property, vehicles and business shares — not the purchase price. Debts are entered as positive balances and are subtracted automatically. The tool only adds and subtracts the numbers you type; it is not a credit score and not financial advice.
This calculator turns a rough picture of your finances into a single number: everything you own minus everything you owe. Enter the current value of your bank balances, investments, retirement savings, property, vehicles and any business share, then the balances of your mortgage, loans, credit cards and other debts. Every field is optional, so you can start with two numbers and fill in the rest later. The result shows your net worth, total assets, total debts, the debt-to-asset ratio, how much of your wealth is liquid and how the individual positions are distributed. Property and vehicles belong in the form at a realistic resale value, not at the price you paid, because the result is only as honest as the numbers you type. All calculations run in your browser: nothing is uploaded, stored or sent anywhere, and the tool gives no investment, tax or credit advice.
Free online utility tools. No signup. No tracking.
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Nutzung auf eigene Gefahr. Diese Tools werden kostenlos und ohne Gewährleistung für Richtigkeit, Vollständigkeit, Verfügbarkeit oder Eignung für einen bestimmten Zweck bereitgestellt; Ergebnisse sind keine professionelle Beratung. Die gesetzliche Haftung — insbesondere für Vorsatz, grobe Fahrlässigkeit sowie für Verletzungen von Leben, Körper oder Gesundheit — bleibt unberührt.
Use at your own risk. These tools are provided free of charge without any warranty of accuracy, completeness, availability or fitness for a particular purpose; results are not professional advice. Statutory liability — in particular for intent, gross negligence and injury to life, body or health — remains unaffected.
Uso bajo su propio riesgo. Estas herramientas se ofrecen de forma gratuita y sin garantía de exactitud, integridad, disponibilidad o idoneidad para un fin determinado; los resultados no constituyen asesoramiento profesional. La responsabilidad legal — en particular por dolo, negligencia grave y daños a la vida, el cuerpo o la salud — no se ve afectada.
Utilisation à vos propres risques. Ces outils sont fournis gratuitement, sans garantie d’exactitude, d’exhaustivité, de disponibilité ou d’adaptation à un usage particulier ; les résultats ne constituent pas un conseil professionnel. La responsabilité légale — notamment en cas de dol, de négligence grave et d’atteinte à la vie, au corps ou à la santé — reste inchangée.